Bad Credit Mortgages . The bad credit mortgage is often called a sub-prime mortgage and is offered to homebuyers with low credit ratings. Due to the low credit rating, conventional mortgages are not offered because the lender sees this as the homebuyer having a larger-than-average risk of not following through with the terms of the loan.
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A graduate student says he’s got bad credit but wants to get a home loan upon graduation. If you get a home loan with bad credit it will cost you more. Before getting a home loan you should first fix bad credit.
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