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Refinancing your mortgage can save you hundreds of dollars a month and potentially tens of thousands of dollars over the life of a standard 30-year home loan. If you’re nervously watching interest.
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Currently, rates for 10-year fixed rate loans are averaging 4.25 to 4.50 percent depending on leverage, while 15-year fixed rate loans are averaging about 4.75 percent.
Consider a shorter-term loan. Refinancing from a 30-year mortgage to a 15-year mortgage, for example, can make a dramatic difference. As of March 9, 2017, the national refinance rates according to Zillow.com were 4.03% for a 30-year fixed-rate refinance and 3.21% for a 15-year fixed-rate refinance.
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