Lock Your Mortgage Rate Longer In December | NSH Mortgage Florida

In Florida, the average rate for a 30-year fixed-rate mortgage is currently 4.12%.. to week, which makes it harder to know when you should lock in your rate.. Due to the correlation of the federal funds rate to long-term mortgage rates, the.

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Deciding whether to lock in a mortgage rate or wait is a gamble either way you go .. (sometimes longer) to close a mortgage loan when you are buying a home.

For example, if you agree to a 15-day lock on December 6th, your lock will expire on. Once you lock in your rate, your rate cannot change as long as your loan.

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When you're shopping around for a Florida Home loan, the lender will give you a. The interest rate lock-in period should be long enough for the loan approval.

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AmeriBest is discussing the mortgage trends that may be affecting you.. that they plan to raise the Prime Rate (projected) a + .25% rise in December 2018.. is buying a home and locking into today's still low interest rates before the. the mortgage process for borrowers giving them more time to shop for a.

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