PUD vs. Condo, what’s the difference? » Mortgage Masters Group

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9 PLANNED UNIT DEVELOPMENTS AND CONDOMINIUMS 9-0 planned unit development (pud) A PUD is defined as a mixed-use residential development of single-family dwellings in conjunction with rental, condominium, cooperative or town house properties. A residential development should be processed as a PUD if it has these minimum characteristics:

To most home shoppers, a planned unit development (pud) may look like a single-family home. But the legal structure for a PUD is more similar to that of a condo and can impact the mortgage process.

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PUD vs. Condo, what"s the difference?. Mortgage Masters Group NMLS Branch ID#: 373290 Phone 772-340-4003 email doug@mortgagemastersgroup.com 481 SW Port st. lucie blvd. ste. A Port St. Lucie FL 34953 View my complete profile. Blog Archive

From my high-level understanding of Condos, the resident has fee simple ownership of his/her unit, and has undivided interest in the common areas. Whereas in a PUD, the difference is that the resident has a defined percentage interest in the common areas (does this mean an owner cashes out on the % of common area when selling his/her unit?).

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A Planned Unit Development (PUD) is a community of homes that could look like single family residences, townhomes or condos, and can include both residential and commercial units, but on paper, they’re most similar to condos.

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Several different types of housing exist, including what’s known as the detached condominium. At its most basic, a detached condo is still a single-family home, but it’s legally classified as a.

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